An Indian man walked into a bank in New York City and asks for a loan .He told the loan officer that he is going to India on business for two weeks and needs to borrow $5,000.
The bank officer told him that the bank will need some form of security for the loan.So the Indian man handed over the keys of his new Ferrari parked on the street in front of the bank. He produceed the title and everything checked out. The loan officer agreeed to accept the car as collateral for the loan.
The bank's president and its officers all enjoyed a good laugh at the Indian for using a $250,000 Ferrari as collateral against a $5,000 loan.
An employee of the bank then drew the Ferrari into the bank's underground garage and parked it there.
Two weeks later, the Indian returned, repayed the $5,000 and the interest, which comes to $15.41.
The loan officer said, "Sir, we are very happy
to have had your business, and this transaction has worked out very nicely,but we are a little puzzled. While you were away, we checked you out and found that you are a multi millionaire. What puzzles us is, why would
you bother to borrow "$5,000".
The Indian replied: "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return'"
Ah, the mind of an Indian...
This is why India is shining.